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FAQ

Frequently Asked Questions

We provide answers to frequently asked questions about OMNI Kredi, including how it works, eligibility, fees, and more. The FAQs cover various aspects of OMNI Kredi, OMNI, OMNI Virtual Cards, OMNI Marketplace, OMNI BIZ, etc.

What is OMNI Kredi?

OMNI Kredi is a global credit builder platform that doesnโ€™t use traditional money to build credit. Instead, users can use funded OMNI, a virtual property, to make transactions and establish their credit globally. It is an innovative alternative credit system powered by artificial intelligence, providing users with a UNIC (unique number of identification for credit) available worldwide.

Is OMNI Kredi a virtual currency?

No, OMNI Kredi is not a virtual currency. It is a virtual property created by OMNI NOVAS GROUPS LLC to facilitate transactions and build credit. Users can have a funded OMNI balance, which they can use to make transactions globally. OMNI is not a cryptocurrency.

What is OMNI QRPay?

OMNI QRPay is a digital global leader in the credit solution that enables users to make transactions using their available credit line by scanning QR codes with their mobile devices.

Is OMNI QRPay secure?

Yes, OMNI QRPay incorporates advanced security measures to protect your payment information. It utilizes encryption protocols and secure authentication methods to ensure the safety of your transactions.

How does OMNI QRPay work?

To use OMNI QRPay, simply open the app, scan the QR code displayed at the merchantโ€™s location, and enter the quantity of OMNI you want to send. Confirm the transaction and the OMNI transaction will be processed instantly.

Can I use OMNI QRPay for online purchases?

OMNI QRPay is primarily designed for in-person transactions at physical stores. However, a lot of OMNI online merchants also support OMNI QRPay as their main payment option.

Which mobile devices are compatible with OMNI Kredi?

OMNI Kredi app is compatible with both Android and iOS devices. Simply download the OMNI Kredi app from the respective app stores and follow the setup instructions.

Are there any transaction limits with OMNI QRPay?

Transaction limits may vary depending on the specific implementation of OMNI QRPay. Some merchants or banks may impose transaction limits to ensure security. Check with your service provider for any applicable limits. However, OMNI Kredi's limits are tied to users' credit limits.

Can I link multiple bank accounts or payment methods to OMNI Kredi?

OMNI Kredi allows you to link multiple bank accounts or payment methods, providing flexibility in choosing the source for your transactions. You can manage your linked accounts within the OMNI Kredi app.

What should I do if I encounter issues with OMNI Kredi during a transaction?

If you experience any issues or have questions about OMNI Kredi, please contact our customer support team via the app or by email: support@omnikredi.com. They will be happy to assist you and resolve any concerns promptly.

Is OMNI QRPay available internationally?

OMNI Kredi and OMNI QRPay availability may vary by region. While it is widely adopted in many countries, itโ€™s recommended to check with your local merchants or agents to confirm OMNI Kredi or OMNI QRPay support in your location.

Can I view transaction history and receipts in OMNI Kredi?

Yes, OMNI Kredi provides a transaction history feature where you can view details of your past transactions, including dates, amounts, and merchant information. You can also generate digital receipts for your records (from a browser).

How to open a regisetered business account (OMNI Biz)?

To open a merchant account to sell via OMNI Kredi, you need to submit the following documents: A clear and valid photo of an identity document issued by your country's government (passport, driver's license, or ID Card); A photo of a utility bill or bank statement (your bank account statement) showing your name and address; A document that shows the business is legally registered (Registration Certificate); A photo of your personal identification number or your taxpayer identification number called the ITIN/NIF/SSN/SIN; The information of the business bank account where the payments will be deposited; A document that shows you are the owner or manager of the business; A detailed description of the products or services you offer; An OMNI Notarized Act of Partnership (OMNI NAP) that we send you to sign and notarize to confirm that you authorize OMNI NOVAS which is our main business to collect payments on behalf of your business. *We offer this notary service inside the app as well. Finally, make sure all your documents are up-to-date and the photos are clear to speed up the verification process. It takes 24 to 48 hours for the account to be activated. If you have further questions, do not hesitate to contact OMNI Kredi's customer service.

How to open an OMNI Agent account to get paid via OMNI?

If your business is not registered, you can still become an affiliated agent/partner with OMNI Kredi, where your business will operate under OMNI NOVAS, but you will be selling for OMNI NOVAS on the OMNI Kredi platform. Here is how it works: Create an agent/affiliate account on OMNI Kredi (https://omnikredi.com/agent/register). Provide personal identification documents (passport, driver's license, or national ID). Upload a photo of a utility bill or bank statement (your personal bank account statement) showing your name and address. Upload a photo of your personal identification number or your taxpayer identification number called the ITIN/NIF/SSN/SIN. Provide proof that you are the owner of the product that you are selling (invoices and receipts are welcome). Submit a detailed description of the type of products or services you will be selling. Sign and provide an OMNI Notarized Act of Partnership (OMNI NAP) which will be sent to you to sign and notarize to confirm that you authorize OMNI NOVAS which is our main business to collect payments on behalf of you as an agent/affiliate or a business partner. *We offer this notary service inside the app as well. Once your documents are verified, you can start using the OMNI Kredi platform to sell products or services as an agent/affiliate of OMNI NOVAS. Payments will be processed through OMNI Kredi, and funds will be deposited into the personal bank account or mobile wallet you provided. By becoming an affiliated partner with OMNI Kredi, you can sell products or services without needing to officially register your business, while still providing customers with the same level of service and security. Finally, make sure all your documents are up-to-date and the photos are clear to speed up the verification process. It takes 24 to 48 hours for the account to be activated. If you have more questions or need assistance to get started, please contact the OMNI Kredi customer service team for further help.

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